How do you compete with $0?

We focus on the impact of:

1. The convergence of banking and wealth management solutions
2. Clients' desire for the best solution possible
3. Open architecture / platformless solutions
4. Data, information, and emerging technologies
5. Elimination of switching costs
6. Specialization
7. Economies of scale / the race to $0
8. New business models
9. Competition, new entrants & the second mover advantage
10. Regulatory trends